Type of Loan |
Term |
Annual Percentage Rate
(APR) |
Financing Terms |
Signature Loan (no collateral) $500 - $2,500 |
6 – 18 months |
9% - 18% |
Rates determined by the overall credit worthiness of each applicant. |
Share secured Loans (up to amount on deposit) |
6 – 60 months. |
4% |
- Member’s Share account must be pledged as security for Loan.
- Share account balance must be equal to or greater than loan payoff at all times.
|
| New & Current Year Used Cars and Trucks & non-purchase collateral |
Up to 72 months |
3.99% – 13.75% |
Rates determined by the overall credit worthiness of each applicant and amount of down payment |
Used vehicles
(1-2 yrs. Old) & non-purchase collateral |
Up to 72
months |
4.85% - 14.00%
|
Same as above, and based on NADA book values for vehicle. |
Used vehicles
(3 yrs. Old) @ non-purchase collateral |
Up to 48
months |
5.99% - 15.00%
|
(Same as above.) |
Used vehicles
(4 yrs. & Older) & non-purchase collateral |
Up to 48
months |
7.25% – 15.40%
|
(Same as above.) |
Auto Refinancing |
Up to 60
months |
Will match your interest rate or better it. |
- Rates determined by the overall credit worthiness of each applicant.
- Applicant has the option to include necessary fees in Loan amount.
|
New Boats & RV’s |
Up to 72
months |
7.5% - 16.0% |
Same as above, and based on NADA book values for boats and rv’s. |
Used Boats & RV’s |
Up to 48
months |
9.25% - 17.0% |
Same as above, and based on NADA book values for boats and rv’s. |